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Spire Business
Zero Fee Account

This is a current account suitable for
Medium sized SMEs

Learn More

The ideal account for Medium
Sized SME’s registered as

Business Names, Partnerships or Private Limited Entities.

Best in Class Asset
Financing Produc

This Account offers access to a suite of Spire
Asset Financing products

This Account offers access to a suite of
Spire Asset Financing products


Convenience banking through a variety of banking tools ie Online Banking, ECB Branch Networks, Cheque book, RTGS, Swift, Money Transfer services

Access to a host of  Credit Facilities:

                     –Working Capital Loans/Overdrafts,

                    – Structured Financing for Investments & Projects,

  •                     -Trade Financing Solutions like Invoice Discounting etc

Asset Financing & Leasing – Motor vehicles, Equipment

Cash Management Solutions – Salary Processing, Cash In Transit Arrangements, Bulk payments etc

Employee Scheme arrangements via Check off arrangement

Prepaid cards for fuelling Fleet cars/buses, serve as a good tracker for fuel expenses.

For Institutions eg Schools, Fees collection accounts with customized slips – details of student name, Admission number will be captured in the clients statement for ease of reconciliation

-Collection of regular payments through Mpesa Pay bill/ECB branches eg School Fees, Rental Income etc

Fixed & Call deposits at preferential pre negotiated Interest Rates.

-Internet banking access fee (Monthly) – Ksh.110

Asset Insurance policies through ECB Insurance brokers


Min Opening bal. – Ksh. 5,000

Min operating bal – Nil

Monthly ledger fee  – Kes 33 per transaction; Min. Ksh.330

Free monthly E-statement

Cheque book availability – As per tariff

                             25 Leaves –  Kes 440

                             50 Leaves –  Kes 880

  •                               100 Leaves –  Kes 1,760

-Free Online banking. 

Inter account transfers – Free

Linked to a Free Savings account

Debit Card at Kes 550 (account Mandate allowing)

Inter account transfers/Internal Standing Orders – Free

Linked to a Free Savings account.

Available in foreign currency – USD, GBP, EURO

Your story starts here.

You’ve worked hard to get your business where it is today.
And Spire can help take it even further.