This account is suitable for SMEs and Corporates who wish to
transact while earning some return (interest) on their balances.
SMEs and Corporates
who wish to transact while earning some return (interest) on the balances maintained.
Convenience banking through a variety of banking tools
ie Online Banking, Spire Branch Networks, Cheque book, RTGS,
Swift, Money Transfer services
Corporates and other registered institutions.
–Enjoy a transactional current account while still earning interest on retained balances
–Convenience banking through a variety of banking tools ie Online Banking, Spire Branch Networks, Cheque book, RTGS, Swift, Money Transfer services
– Access to a host of Credit Facilities:
–Working Capital Loans/Overdrafts,
– Structured Financing for Investments & Projects,
- -Trade Financing Solutions like Invoice Discounting etc
–Asset Financing & Leasing – Motor vehicles, Equipment
– Cash Management Solutions – Salary Processing, Cash In Transit Arrangements, Bulk payments etc
–Employee Scheme arrangements via Check off arrangement
–Prepaid cards for fuelling Fleet cars/buses, serve as a good tracker for fuel expenses.
–For Institutions eg Schools, Fees collection accounts with customized slips – details of student name, Admission number will be captured in the clients statement for ease of reconciliation
-Collection of regular payments through Mpesa Pay bill/Spire branches eg School Fees, Rental Income etc
–Fixed & Call deposits at preferential pre negotiated Interest Rates.
-Internet banking access fee (Monthly) – Ksh.110
–Asset Insurance policies through Spire Insurance brokers
– Min Opening bal. –Kes 20,000
–Min operating bal – Kes 20,000 (account cannot go below Kes 20,000)
–If Minimum Operating Balance of Kes 20,000 is not maintained – Ledger fees of Kes 33 per transaction, Min Kes 550 Monthly
–Interest Earning Bal – Kes 50,000 (interest paid on average monthly balances and paid each month)
–Monthly ledger fee – Kes 33 per transaction; Min. Ksh.330.
–No Over the counter charges if using a cheque book
–Free monthly E-statement
–Cheque book availability – As per tariff
25 Leaves – Kes 440
50 Leaves – Kes 880
- 100 Leaves – Kes 1,760–
–Free Online banking set up, No monthly access fee
–Inter account transfers – Free
–Available in foreign currency – USD, GBP, EURO
You’ve worked hard to get your business where it is today.
And Spire can help take it even further.