–Enjoy a transactional current account while still earning interest on retained balances

–Convenience banking through a variety of banking tools ie Online Banking, Spire Branch Networks, Cheque book, RTGS, Swift, Money Transfer services

– Access to a host of  Credit Facilities:

                     –Working Capital Loans/Overdrafts,

                    – Structured Financing for Investments & Projects,

•                     -Trade Financing Solutions like Invoice Discounting etc

–Asset Financing & Leasing – Motor vehicles, Equipment

– Cash Management Solutions – Salary Processing, Cash In Transit Arrangements, Bulk payments etc

–Employee Scheme arrangements via Check off arrangement

–Prepaid cards for fuelling Fleet cars/buses, serve as a good tracker for fuel expenses.

–For Institutions eg Schools, Fees collection accounts with customized slips – details of student name, Admission number will be captured in the clients statement for ease of reconciliation

-Collection of regular payments through Mpesa Pay bill/Spire branches eg School Fees, Rental Income etc

–Fixed & Call deposits at preferential pre negotiated Interest Rates.

-Internet banking access fee (Monthly) – Ksh.110

–Asset Insurance policies through Spire Insurance brokers