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Spire Business
Interest Earning Account

This account is suitable for SMEs and Corporates who wish to
transact while earning some return (interest) on their balances.

Learn More

This account is suitable for
SMEs and Corporates

who wish to transact while earning some return (interest) on the balances maintained.

Convenience Banking

Convenience banking through a variety of banking tools
ie Online Banking, Spire Branch Networks, Cheque book, RTGS,
Swift, Money Transfer services

This is an account suitable for Large SMEs,
Corporates and other registered institutions.

Benefits


Enjoy a transactional current account while still earning interest on retained balances


Convenience banking through a variety of banking tools ie Online Banking, Spire Branch Networks, Cheque book, RTGS, Swift, Money Transfer services


Access to a host of  Credit Facilities:


                     –Working Capital Loans/Overdrafts,


                    – Structured Financing for Investments & Projects,



  •                     -Trade Financing Solutions like Invoice Discounting etc


Asset Financing & Leasing – Motor vehicles, Equipment


Cash Management Solutions – Salary Processing, Cash In Transit Arrangements, Bulk payments etc


Employee Scheme arrangements via Check off arrangement


Prepaid cards for fuelling Fleet cars/buses, serve as a good tracker for fuel expenses.


For Institutions eg Schools, Fees collection accounts with customized slips – details of student name, Admission number will be captured in the clients statement for ease of reconciliation


-Collection of regular payments through Mpesa Pay bill/Spire branches eg School Fees, Rental Income etc


Fixed & Call deposits at preferential pre negotiated Interest Rates.


-Internet banking access fee (Monthly) – Ksh.110


Asset Insurance policies through Spire Insurance brokers


Feature


Min Opening bal. –Kes 20,000


Min operating bal – Kes 20,000 (account cannot go below Kes 20,000)


If Minimum Operating Balance of Kes 20,000 is not maintained – Ledger fees of Kes 33 per transaction, Min Kes 550 Monthly


Interest Earning Bal – Kes 50,000 (interest paid on average monthly balances and paid each month)


Monthly ledger fee  – Kes 33 per transaction; Min. Ksh.330.


No Over the counter charges if using a cheque book


Free monthly E-statement


Cheque book availability – As per tariff


                             25 Leaves –  Kes 440


                             50 Leaves –  Kes 880



  •                               100 Leaves –  Kes 1,760


Free Online banking set up, No monthly access fee


Inter account transfers – Free


Available in foreign currency – USD, GBP, EURO

Your story starts here.

You’ve worked hard to get your business where it is today.
And Spire can help take it even further.

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